1. Acceptance of Terms

By accessing and using Advisor News Network ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Advisor News Network provides real-time intelligence on financial advisor transitions, recruiting deals, and firm momentum in the wealth management industry. Our platform aggregates publicly available information and proprietary data to deliver insights to industry professionals.

3. User Accounts

When you create an account or subscribe to our services:

• You must provide accurate and complete information
• You are responsible for maintaining the security of your account
• You must notify us immediately of any unauthorized access
• You may not share your account credentials with others

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Scrape, copy, or redistribute our content without permission
• Use automated systems to access the Service excessively
• Impersonate others or misrepresent your affiliation

5. Intellectual Property

All content, features, and functionality of the Service are owned by Advisor News Network and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of information provided. The information on Advisor News Network is for informational purposes only and should not be considered financial, legal, or professional advice.

7. Limitation of Liability

To the maximum extent permitted by law, Advisor News Network shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the twelve months preceding the claim.

8. Indemnification

You agree to indemnify and hold harmless Advisor News Network and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

9. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the modified Terms.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact Information

For questions about these Terms of Service, please contact us at: legal@advisornewsnetwork.com